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Total Insurance Planning, LLC Blog: 1_2012

View the latest blog posts from Total Insurance Planning, LLC.

As an insurance agency one of the hardest thing to get the buying public to wrap their heads around is the issue of "Replacement Cost" vs "Market Value" of their homes. The replacement cost is determined by taking all of the details about your home; construction type, year built, zip code, upgrades, basement etc. READ MORE >>

An insured called to advise that he was going on vacation and renting a car in his name. He has a 19-year-old who he understands cannot drive the rental car by requirement of the rental car company. However, he is planning on letting the 19-year-old drive the car anyway. His question is: Will his personal auto policy(PAP)respond? READ MORE >>

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